Appraisal And You provides honest and ethical appraisals for Merced County

For honest and ethical appraisals, trust Appraisal And You

Appraising is a profession, and appraisers are professionals. The rigors of becoming a licensed appraiser have become more difficult than ever in the past. So it goes without question in this day and age that real estate appraisal can definitely be called a profession as opposed to a trade. As with any profession we must follow strict ethical considerations.

We have a lot of responsibilities as appraisers, but above everything we answer to our clients. Typically, in residential practice, the appraiser's client is the lender ordering the appraisal, and often the appraisal is ordered by a third party the lender has brought in to maintain independence. It's important to know that a lot of details relating to an assignment are to be shared with the appraiser's client. So, as a homeowner, if you would like to obtain a copy of the appraisal document, you generally have to request it via your lender instead of the appraiser.

Other obligations include accurate sums appropriate to the nature of the assignment, acquiring and maintaining a particular level of competency and education, and of course, the appraiser must behave in a professional manner. Maintaining high ethics is just normal course of business for us at Appraisal And You.

In some cases appraisers will have fiduciary responsibilities to third parties, such as homeowners, buyers and sellers, or others. Those third parties normally are spelled out in scope of the appraisal assignment itself. An appraiser's fiduciary responsibility is limited to those third parties who the appraiser is aware of, based on the scope of work or other things in the framework of the order.

Appraisal And You has worked hard for its track record for producing competent and ethically superior appraisals. To learn more, contact us.


There are also ethical standards that have nothing to do with whom we share information. For example, appraisers must keep their work files for at least five years - at Appraisal And You you can rest assured that we adhere to that rule.

Appraisal And You holds itself to the industry standards and guidelines set in place for professional behavior. We refuse to accept anything less from ourselves. Working on assignments where our fee is dependent on our value conclusion is not something we can consider. That is, we are not able to agree to do an appraisal report and collect the fee only if the loan closes. Anyone should be able to see that inflating a value to achieve a higher fee is unethical!

Finally, the Uniform Standards of Professional Appraisal Practice explicitly describes unethical behavior as accepting of an assignment that is contingent on "the reporting of a pre-determined result (e.g., opinion of value)", "a direction in assignment results that favors the cause of the client", or "the amount of a value opinion" in addition to other situations We diligently follow these rules to the letter which means you can be assured we are going above and beyond to get you an accurate home or property value.

With Appraisal And You, you can be assured of 100 percent ethical, professional service.

California Real Estate Appraisers

209-722-6283


Appraisal And You P.O. Box 282 Merced, CA 95341
Phone:

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